Independent Legal Advice (ILA) in Preston: What It Is and When You Need It

If you have been asked to get Independent Legal Advice (ILA) in Preston, you may be unsure why it is required or what the process involves. Many lenders across Lancashire now insist on ILA for personal guarantees, transfers of equity, or certain mortgage products. At Adkirk Law in Preston, we provide clear and fast ILA appointments to help you complete your transaction without delay.

Why Is ILA Needed?

Lenders want to make sure you understand the risks involved in the document you are signing. To do that, they ask you to see an independent solicitor. This protects both you and the lender. It also reduces the chance of future disputes.

You may need ILA if you are:

  • Signing a personal guarantee

  • Completing a transfer of equity

  • Joining or remortgaging a mortgage in Preston or Lancashire

  • Acting as a joint borrower, sole proprietor


What Happens During an ILA Appointment?

The process is straightforward:

  1. We review your documents

  2. We explain the risks in plain English

  3. You sign to confirm you understand

  4. We complete the lender’s certificate

  5. We return everything quickly so your case can progress

Many of our appointments are completed remotely, making the service fast and convenient for clients across Preston and the North West.


Why Choose Adkirk Law?

  • Local Preston-based legal team

  • Fast appointments

  • Clear fixed-fee pricing

  • Expert support from start to finish

If you need Independent Legal Advice in Preston, we are here to help.


Book Your ILA Appointment Today

Contact Adkirk Law for friendly, local legal advice you can trust.

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We close for Christmas at 2pm on Monday 23rd December 2024 and reopen at 9am on Thursday 2nd January 2025.

Our last day for completions prior to Christmas is Friday 20th December 2024.

We wish you and your families all the very best over the Festive Period!

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